Working in the UK on a
skilled worker visa?

Yes! Many UK lenders offer mortgages to skilled worker visa holders. At Simple Mortgage Finance, we work with specialist lenders who understand your situation and can offer competitive rates with deposits as low as 10%.

Most lenders require you to have been working in the UK for at least 12 months before applying for a mortgage. This helps establish your employment history and demonstrates stability to lenders.

We can help you secure a mortgage with as little as 10% deposit. The exact amount will depend on factors like your income, credit history, and the property you're purchasing. Larger deposits typically result in better interest rates.

You'll typically need: proof of identity (passport), proof of visa status, proof of address, employment contract, recent payslips (usually 3 months), bank statements (usually 3 months), and proof of deposit. We'll guide you through the entire documentation process.

Not necessarily. While your visa status is considered, specialist lenders we work with offer standard high street rates to skilled worker visa holders. Your interest rate will primarily depend on factors like your deposit size, credit score, and income.

Some lenders will consider overseas income, but it varies by lender. Generally, UK income is preferred as it's easier to verify and demonstrates your ability to make repayments. We can help you find lenders that best suit your circumstances.

From initial consultation to mortgage offer typically takes 3-6 weeks, depending on how quickly you can provide documentation and the lender's processing times. We'll keep you informed every step of the way and work to expedite the process wherever possible.

We operate on a no fee unless successful basis. This means you only pay when we've successfully secured your mortgage. We'll discuss our fee structure during your initial consultation, and there are no hidden charges.