Simple Mortgage Finance Ltd
Professional mortgage advice with a personal touch. We're here to help you find the right mortgage solution.

With over a decade of experience as a mortgage advisor, our director Ben Waelend has personally helped more than 700 clients secure mortgages totalling over £100 million.
How It Works
Your journey to getting a mortgage made simple
Initial Consultation
Free, no-obligation chat to understand your needs and circumstances
Research & Recommendation
We search the market to find the best mortgage options for you
Application & Support
We handle the application process and support you through to completion
Specialist Mortgages for Skilled Worker Visa Holders
Getting a UK mortgage on a Skilled Worker visa is now more accessible than ever. Many lenders accept just a 10% deposit, and you can apply even if you've lived in the UK for less than a year.
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Lower Deposits: Many lenders now accept 10% deposits from visa holders
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Recent Arrivals: Eligible even with less than 1 year UK residency
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Expert Guidance: Specialist advice on visa holder mortgages
What Our Clients Say
"I can't recommend Ben highly enough! From our first meeting, he demonstrated incredible professionalism and expertise. Ben was always available to answer my questions, providing valuable insights that helped me make informed decisions. Thanks to Ben, I secured a fantastic mortgage that fits my needs perfectly. You won't regret working with him!"
Liam Parker
First Time Buyer
We contacted Ben after a friend recommended him to us, and I'm glad we did. He found us the best mortgage deal, handled everything, and supported us throughout the entire process. Without Ben, I couldn't have found such a great deal, he is highly knowledgeable and an expert! I appreciate how fast he processed the mortgage for us and I will be sure to recommend Ben!
Lauren Vallely
First Time Buyer
"Our 2nd mortgage with Ben! He is absolutely incredible from start to finish - so knowledgable, patient, and professional. He has never failed to get us the best possible mortgage (interest and amount), all in all my mortgage advisor for life! Couldn't recommend him enough!"
Matthew Gilham
Home Mover
Free Home Buyer's Guide
Request our comprehensive guide to buying your home
- Complete affordability guide
- Understanding different mortgage types
- Legal process explained
- Survey types and requirements
- Complete fees breakdown
Important Information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The typical fee is £495 but could be up to 1% of the mortgage amount.
Simple Mortgage Finance Ltd is an Appointed Representative of Primis Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.